Ridesharing with Uber has transformed transportation. With just a tap on your phone, you can request a ride within minutes, making transportation more convenient than ever. As convenient as Uber is, it’s not without its risks. Crashes can still take place, and when they do, passengers may suffer injuries.
This article explores what kinds of injuries are most common in Uber accidents, the process of determining fault, along with legal options for pursuing a claim.
Typical Injuries in Uber Accidents
When riding in an Uber, a variety of injuries, especially if the driver is involved in an accident. Among the most common injuries are:
Neck Injuries: This neck injury is common in rear-end collisions, causing pain and limited mobility. Symptoms can be delayed, making it harder to recognize early on.
Fractures: High-impact accidents can lead to broken arms, legs, and ribs. Such injuries often require long recovery periods and surgery.
Concussions and Brain Trauma: Brain injuries, including concussions, are often serious after crashes. Head injuries can affect cognition and health for a long time.
Back and Spinal Cord Injuries: Accidents can cause serious spinal issues, including disc herniation and paralysis. These types of injuries often need extensive medical intervention.
Soft Tissue Injuries: Muscle injuries, including sprains and tears, often occur. Though less visible, they can cause significant discomfort.
Cuts and Lacerations: Sharp debris from accidents may uber class action lawsuit cause deep wounds. Some of these wounds may require stitches or surgical repair.
Determining Liability in Uber Injury Cases
Liability in Uber-related accidents can be complicated. Several parties may be responsible for the accident. The responsible party could be the Uber driver, another vehicle, or someone else.
Driver Liability: The Uber driver can be responsible for any injuries if they were at fault. Common causes include distracted driving or breaking traffic laws.
Other Drivers: When another driver causes the accident, they may be held responsible.
Uber’s Liability: Uber may be liable in certain situations through its insurance policies. For accidents during rides, Uber provides liability coverage of up to $1 million.
Third-Party Liability: Third parties, such as government entities or manufacturers, may be liable. In these cases, more than one party might share liability.
Uber’s Insurance Policy for Riders
Uber’s insurance coverage varies depending on the stage of the ride. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.
No App Usage: If the driver is not using the Uber app, their personal insurance applies.
Driver Available for Rides: Uber provides limited insurance coverage when a driver is available but not carrying passengers. This includes up to $50,000 per person for injuries and $25,000 for property damage.
Active Uber Ride: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.
Filing a Legal Claim After an Uber Accident
If an Uber accident causes significant injury, legal action may be required to get fair compensation. The legal process can help victims recover lost wages, medical expenses, and damages.